Wealthline

Bhavin Gunvantray Patel
AMFI Registered Mutual Fund Distributor & SIF Distributor
ARN: 176351

We bring clarity, confidence, and control to the financial choices you make. We are experienced, passionate who strive each day to reshape wealth management to help you live the life you desire.

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Our Philosophy and

Who We Are

We have industry experience for almost 20 years in the field of Mutual Fund Distribution and Financial Services.

Distribution of Mutual Funds
Distribution of Fixed Deposits & Bonds
Distribution of Insurance Products
Distribution of Alternative Investment Products

Our Distribution

NEW EDGE

IDEAS

CREATING EMERGENCY FUND.

A smart investment plan will include an option to facilitate regular cash flows at the time when it requires the most. It becomes even more critical for your personal freedom and in ensuring economic security against another pandemic or any unforeseen event.

BUY ADEQUATE LIFE INSURANCE.

If you have begun earning, consider buying Term Insurance the right way- in anticipation of the fact that you will have dependents and liabilities in the future. People below the age of 40 should buy a sum assured 15-20 times their take- home income.

BUY ADEQUATE HEALTH INSURANCE.

The current crisis has also brought home the need to buy adequate health insurance. If you are only covered by a group health policy, buy a separate cover of your own for your family. A Rs 10 lakh cover for an individual and a Rs 20 lakh cover for a nuclear family is a good starting point.

DIVERSIFICATION IS THE KEY

By distributing your savings among different assets, you ensure that the risks are also distributed, allowing your portfolio to absorb the shock of any particular disruption in one asset class. It also increases your odds of success, since you cannot accurately predict what will or what won’t work out in the future.

ALLOCATION RIGHT

An ideal asset allocation should balance the risks and rewards in a portfolio.
1. STOCKS are seen as high risk, but have the potential of high returns.
2. Bonds are considered stable with lower returns.
Your portfolio should contain both to strike a balance between risk and surety.

REBALANCING YOUR PORTFOLIO

Risk appetite and age- keep changing with time. As your earnings increase, your risk appetite will also go up. On the other hand, a sudden loss or cut in earnings will lower your risk appetite. Starting a family- buying a house- that will impact your savings, and hence, your investments. These changes in circumstances mean that your portfolio must be rebalanced periodically.

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PLENTY OF OTHER OPTIONS TO CHOOSE FROM, SUCH AS:

A. SYSTEMATIC WITHDRAWAL PLAN
You can opt for a mutual fund with SWP, it allows you to withdraw from the schemes at a set date, either monthly, quarterly, semi-annually,or annually. With a phased withdrawal you can maintain a cash flow.

B. SYSTEMATIC INVESTMENT PLAN
SIPs allow you to invest a fixed amount in mutual funds over a period of time, it can start as low as INR 500 a month.

C. STOCK SIP
Stock SIP is an easy method of investing in stocks, it enables investors to buy stocks (amount/quantity based) periodically (weekly,monthly etc.) in a systematic manner. It works magic over the periods of disciplined Investments.

Articles

Our Blog

A long- term investment plan is necessary for a secure future. Whether it is about creating for any of your financial goals.At a time when we have been confronted with unimaginable and uncontrollable events, it becomes even more critical for your personal freedom and in ensuring security against another pandemic.